Wink Money Ltd

Build. Improve. Scale.

We turn fintech ideas into scalable businesses—combining strategy, technology, customer journeys and operations to launch, transform and grow.

Trivolla landing page — cashback and prize entries

What we do

Trivolla

A free app that turns everyday participation into cashback, offers and prize draw chances.

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Consulting & delivery

Strategic and hands-on support to create new fintech products, improve existing businesses and scale successful ideas.

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Proof, not promises

From new ideas and early-stage platforms to established financial businesses, our experience combines strategy with practical delivery.

George Banco · Everyday Loans · Caerus Capital (Buddy Loans) · Valifi · Advancis

£53m exit
£100m+ loan book
1m+ credit profiles
40% lower drop-off

Built around the opportunity.

Whether launching a new proposition, transforming an existing business or preparing for the next stage of growth, Wink Money brings together the strategy, technology and specialist expertise needed to deliver it.

Meet James

What people say

James is the person you want in the room when a decision needs both strategy and delivery. I've worked with him across four businesses now — he consistently finds the fix everyone else missed, and he actually ships it.

Marc Howells
Former MD, Barclaycard

I've backed James across six businesses because he's the rare operator who understands the whole business, not just his own corner of it. Whatever the problem, he finds an angle nobody else does.

Jeremy Thomas
CEO · Entrepreneur · Investor

Have an idea or opportunity?

Whether you are starting from scratch, improving an existing business or preparing to scale, let's discuss what it could become.