Wink Money Ltd

Financial technology, built by people who've done it.

Wink Money designs consumer finance products, and helps firms fix the ones they already have.

Trivolla landing page — cashback and prize entries

What we do

Trivolla

A free app that turns everyday participation into cashback, offers and prize draw chances.

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Consulting & delivery

Fintech leadership on demand. Customer journeys, lending, open banking, regulation, scale.

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Proof, not promises

George Banco · Everyday Loans · Caerus Capital (Buddy Loans) · Valifi · Advancis

£53m exit
£100m+ loan book
1m+ credit profiles
40% lower drop-off

The right team, every time.

Wink Money is built on 20+ years of consumer finance relationships. That network means the right specialists and partners can be brought in for exactly what a project needs — proven people, not a fixed bench.

Meet James

What people say

James is the person you want in the room when a decision needs both strategy and delivery. I've worked with him across four businesses now — he consistently finds the fix everyone else missed, and he actually ships it.

Marc Howells
Former MD, Barclaycard

I've backed James across six businesses because he's the rare operator who understands the whole business, not just his own corner of it. Whatever the problem, he finds an angle nobody else does.

Jeremy Thomas
CEO · Entrepreneur · Investor